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About Us

Mr. Sandesh Shewale

I am Sandesh C. Shewale, founder of Chirayu Investments & Insurance Consultants. We offer expert advice for all your investments and insurance needs. Our mission is to help as many individuals as possible in choosing the right path for financial independence and to give them a secured future through perfect financial planning and make their life a happy and peaceful journey.

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Our Strength

BUILD TRUST AND HONEST RELATIONS THROUGH COMMUNICATION
DELIVER VALUE TO OUR CLIENTS
WE SUGGEST PLANS AS PER CUSTOMER'S REQUIREMENTS

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News

22/07/2026

How to claim TDS credit in ITR if the deductor did not deposit TDS?

Taxpayers should still claim the TDS credit in their ITR even if it is missing from Form 26AS or AIS, say experts. The Income Tax Act protects deductees where tax has been deducted but not deposited by the deductor.

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14/07/2026

Will filing your ITR early get you a faster income tax refund? Here's what really determines the processing time

Filing income tax returns early increases processing likelihood but does not guarantee faster refunds. Successful e-verification and matching tax records are crucial for timely refund processing. Pre-validating bank accounts and avoiding complex disclosures expedite the refund process.

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Testimonial

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Mr. Avinash Bagal, Businessman

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Mr. Sarfraz Theba, Manager Finance Dept

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Mr. Sandesh Varhadi, F & B Manager